California Teachers & Social Security Disability

Can a disabled Teacher qualify for Medicare (Health Insurance) before age 65?

Probably not, turning 65 is one way to qualify for Medicare and so is getting SSDI – Social Security Disability for two years and then getting Medicare. Medicare

Social Security pays benefits to people who cannot work because they have a medical condition that is expected to last at least one year or result in death. ( However, as a teacher and a member of CalSTRS you don’t pay into Social Security so you probably wouldn’t get SSDI. Check with CalSTRS, Medicare or Attorney’s. You might qualify under your spouse’s Social Security benefits???

Official Publications

Cal STRS Disabilty Benefits Guide

Cal STRS Disabilty Benefits Guide

The CalSTRS Disability Benefits Guide states that you may qualify for long-term disability benefits if you have a medical condition that will prevent you from working for at least a year.

CalSTRS Member Handbook

CalSTRS Member Handbook

STRS Member Handbook Your CalSTRS retirement benefit or Medicare benefit will not be reduced because of these provisions in Social Security law

Nolo's Guide to Social Security Disability

Nolo’s Guide to Social Security Disability

CalSTRS Disabiliy


If you’ve been getting Social Security disability benefits for 24 months … you’ll qualify for Medicare

STRS – doesn’t pay into Social Security, but does pay into Medicare See publications below.

Auxilary Benefits as a spouse of an insured worker – Nolo Excerpt

CalSTRS Publications & Medicare & Social Security

Social Security, CalSTRS and You

Our Webpage on Social Security Disability

California State Disability

Related Pages in Social Security » Social Security Disability – SSI, SSDI Section

Tax Sheltered Annuities

Questions? – FAQ’s

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