Social Security Survivors Benefits # 10084

Retirement BenefitsRetirement Benefits # 10035  

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Understanding the Benefits # 10024
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Social Security - Understanding the Benefits

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Social Security survivors Dealth benefit     provides a lump-sum death payment of $255. If you leave a wife and young children it provides protection equivalent to a $354,000 life insurance policy.

Social Security’s survivors benefits can be paid to:

  • A widow/widower — full benefits at full retirement age (currently age 65), or reduced benefits as early as age 60. See our page on Parents Benefits.
  • A disabled widow/widower — as early as age 50
  • A widow/widower at any age if he or she takes care of the deceased’s child who is under age 16 or disabled, and receiving Social Security benefits
  • Unmarried children under 18, or up to age 19 if they are attending high school full time. Sometimes benefits can be paid to stepchildren, grandchildren, or adopted children
  • Children at any age who were disabled before age 22 and remain disabled
    Dependent parents at 62 or older  ssa.gov/survivors  * 

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4 comments on “Survivor – Death Benefits

    • If you remarry after you reach age 60 (age 50 if disabled), your remarriage will not affect your eligibility for survivors benefits.

      If you are the widow or widower of a person who worked long enough under Social Security, you can:

      receive full benefits at full retirement age for survivors or reduced benefits as early as age 60.
      If you qualify for retirement benefits on your own record, you can switch to your own retirement benefit as early as age 62.

      Widow or widower, full retirement age or older — 100 percent of the deceased worker’s benefit amount;

      If you remarry after you reach age 60 (age 50 if disabled), you will continue to qualify for benefits on your deceased spouse’s Social Security record.

      However, if your current spouse is a Social Security beneficiary, you may want to apply for spouse’s benefits on their record. If that amount is more than your widow’s or widower’s benefit, you will receive a combination of benefits that equals the higher amount.

      https://www.ssa.gov/planners/survivors/ifyou.html#h2

      In most cases, a widow or widower qualifies for survivor benefits if he or she is at least 60 and had been married to the deceased for at least nine months at the time of death

      You will not receive a survivor benefit in addition to your own retirement benefit; Social Security will pay the higher of the two amounts.

      https://www.aarp.org/retirement/social-security/questions-answers/social-security-spouse-dies/

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